Unusual Risks, the Specialist Life Insurance Advisers to the HIV Community, are today announcing the results of their latest survey. Currently only 37% of HIV Positive people have life insurance, covering their families, homes, mortgages and businesses.
This research is significant as previous surveys taken prior to the pandemic indicated this number to be at 50%. People living with HIV who are without any life insurance, should be aware that products have never been more accessible than they are today.
Speaking about the Accessibility of HIV Life Insurance, Chris Morgan, Lead Financial Adviser of Unusual Risks said …
Chris Continued …
“Those that have been declined for cover in the past are much more likely to be able to get cover. There have also been great improvements for those with HIV who have multiple medical conditions such as Hepatitis, Diabetes, Syphilis and Tuberculosis”.
Unusual Risks are experts at assisting those who have been declined for cover elsewhere by banks, building societies, mortgage lenders and financial advisers. Even if you have been declined before, we are able to guarantee you some form of life Insurance – we will be able to help you to find cover.
Chris Morgan and Unusual Risks have campaigned on behalf of the HIV Community for over two decades, firstly for the introduction of HIV Life Assurance, followed by the lengthening of policy terms and then, most recently, the reduction of monthly premiums and introduction of Co-Risk Life insurance for those with multiple medical conditions.
Unusual Risks are very proud to have played the lead role in improving the accessibility of financial products for people with HIV over the last fifteen years and will continue to work on behalf of the community to secure better products. They are now able to guarantee all people living with HIV between the ages of 18 and 64, access to some form of Life Insurance.
Unusual Risks are the UK’s leading financial advisers offering advice to clients living with HIV or Hepatitis on HIV Life Assurance, HIV Life Insurance, HIV Mortgages, Hepatitis C Life Assurance, Hepatitis C Life Insurance, Hepatitis C Mortgages.
They are also the UK’s leading experts at planning Life Assurance and Mortgages for HIV Positive Families and are able to assist HIV Positive people looking for advice on their Pensions and Investments. *Please note Income Protection and Critical Illness is not currently available to people living with HIV.
For more information about these services please contact Unusual Risks Mortgage & Insurance Services by phone 0845 474 3075. Email Enquiries@unusualrisks.co.uk or visit us online at http://www.unusualrisks.co.uk/web www.unusualrisks.co.uk