Category Archives: HIV Life Insurance

HIV Life Insurance & HIV Income Protection Column – Edition 2

What are the options available for HIV positive people for Income Protection? We have recently published the fact that only 37% of people living with HIV currently have Life Insurance. This is because of limited availability of products from providers. If you have been declined for Life Insurance, then we may be able to assist […]

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HIV Life Insurance & HIV Income Protection Column – Edition 1

What are the options available for HIV positive people for Life Insurance? Following our latest news release reporting that only 37% of people living with HIV have Life Insurance, we look at at the reasons why this is the case, plus also how Unusual Risks may be of assistance to those seeking Life Insurance Cover […]

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‘Only 37% of HIV Positive People Have Life Insurance’

Unusual Risks, the Specialist Life Insurance Advisers to the HIV Community, are today announcing the results of their latest survey. Currently only 37% of HIV Positive people have life insurance, covering their families, homes, mortgages and businesses. This research is significant as previous surveys taken prior to the pandemic indicated this number to be at […]

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HIV LIFE INSURANCE & HIV LIFE ASSURANCE – COLUMN – EDITION 31

Why people with HIV shouldn’t give up trying to finding Life Insurance? By Chris Morgan Over the last fourteen years there have been many people living with HIV who have been declined for Life Insurance by UK insurance companies – many of which where given no reasonable explanation for being turned away and were left […]

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HIV LIFE INSURANCE & HIV LIFE ASSURANCE COLUMN – EDITION 30

Why people with HIV should review their Life Insurance? By Chris Morgan Over the last fourteen years there have been many changes to the Life Insurance products that are available to people with HIV. These changes have mainly been in the form of the length of policies available and the lowering of premiums charged. Policies […]

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‘Unusual Risks Estimate That 50.1% Of HIV Positive People Were Uninsurable For Life Insurance’

50.1% of people living with HIV who were previously deemed uninsurable by the Life Insurance Industry, are now insurable according to Unusual Risks, the Specialist Life Insurance Advisers to the HIV Community. They introduced their new Co-Risk Life Insurance service for people who had previously been deemed uninsurable earlier this year. The service welcomes people […]

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HIV LIFE INSURANCE & HIV LIFE ASSURANCE COLUMN – EDITION 29

Dedication, Passion, Knowledge & Experience – Part 4 By Chris Morgan Over the last two decades I have looked after literally hundreds of people living with HIV, who have wanted to arrange Life Insurance. Many of whom have been declined for by cover through their Bank, Building Societies or their financial advisers. I’ve been able […]

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HIV LIFE INSURANCE & HIV LIFE ASSURANCE COLUMN – EDITION 28

Dedication, Passion, Knowledge & Experience – Part 3 By Chris Morgan Over the last two decades I’ve looked after the Life Insurance needs of people living with HIV and gained a unique specialist knowledge of their financial needs and requirements. Every day I meet clients who have been mistreated by the Life Insurance Industry in […]

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HIV LIFE INSURANCE & HIV LIFE ASSURANCE COLUMN – EDITION 27

Dedication, Passion, Knowledge & Experience – Part 2 By Chris Morgan I’ve always believed that everyone should have the same opportunity to access financial products and in particular Life Insurance products. I’m particularly passionate about helping people who have been denied access to financial services and regularly place Life Insurance for people who may have […]

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HIV LIFE INSURANCE & HIV LIFE ASSURANCE COLUMN – EDITION 26

Dedication, Passion, Knowledge & Experience – Part 1 By Chris Morgan Over the last two decades there have been many proud moments in my career as the UK’s only dedicated specialist Financial Adviser looking after people living with HIV. I’ve been looking after people living with HIV for over 24 years in regards to their […]

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