HIV Life Assurance, HIV Life Insurance and HIV Mortgage Blog

Positive Finance the HIV finance magazine is appealing for HIV Positive people to come forward, who are worried about the premiums they are being charged for Life Assurance or  the treatment they  received when applying for the product.

It has been brought to their attention that some HIV Positive people may have been overchanged, or have not been treated fairly whilst taking out Life Assurance since the product was introduced.

Anyone concerned about these issues are asked to contact the editor of Positive Finance with their concerns by email editor@positivefinance.info Positive Finance are looking to raise the issue within the insurance industry very soon, but need your help to challenge any discrimination.

Positive Finance http://www.positive-finance.info  is sponsored by Unusual Risks, The Medical Mortgage and Insurance Advisers who can be reached by visiting www.unusualrisks.co.uk or by phoning 0845 474 3075

Pink Finance re-Launch featured by the gay family website Pinke.biz

http://www.pinke.biz/news/6216/Pink_Finance_Relaunched

Visit Pink Finance or Pinke.biz to read Chris Morgan’s regular finance column featuring Gay Mortgages, Gay Life Assurance, HIV Mortgages and HIV Life Assurance.

Visit http://www.pinkfinance.co.uk/ or http://www.pinke.biz/

Pink Finance has been re-launched by our friends at Compass ……

Compass, the gay financial advisers are today re-launching Pink Finance the gay finance magazine as an online blog. The new online publication will once again be edited by Chris Morgan and be focused on improving the financial landscape for the gay community.

Pink Finance was originally introduced in 2000, as a response to the blatant discrimination faced by the gay community from the financial services industry. They have now decided to celebrate its anniversary by evolving it into a new format with new focus.

Visit www.pinkfinance.co.uk for the website and www.pink-finance.co.uk for the news blog.

Unusual Risks, the medical mortgage and insurance advisers have been enjoying support from the IFA website IFA Online for their HIV Life Assurance Survey.

Here’s a link to the story appearing on their website.

IFA Online

http://www.ifaonline.co.uk/cover/news/1900103/life-insurers-living-dark-ages-hiv-clients

Unusual Risks Mortgage and Insurance Services are specialists in HIV Mortgages and HIV Life Assurance. They can be contacted by phone: 0845 474 3075 or web: http://www.unusualrisks.co.uk/

Unusual Risks, the medical mortgage and insurance advisers have been enjoying support from the HIV Charity George House Trust for their HIV Life Assurance Survey.

Here’s a link to the story appearing on their website.

George House Trust

http://www.ght.org.uk/news/article/39085/24/11/2010/’Dark_Ages’_HIV_Life_Insurance

Unusual Risks Mortgage and Insurance Services are specialists in HIV Mortgages and HIV Life Assurance. They can be contacted by phone: 0845 474 3075 or web: http://www.unusualrisks.co.uk/

Unusual Risks, the medical mortgage and insurance advisers have been enjoying tremendous press coverage of their HIV Life Assurance survey.

Over the next few weeks we’ll be sharing some of the coverage highlighting the issues raised during the survey.

Here’s our first entry from the leading industry publication Money Marketing.

Money Marketing

http://www.moneymarketing.co.uk/adviser-news/adviser-slams-hiv-cover-rates/1022522.article

Unusual Risks Mortgage and Insurance Services are specialists in HIV Mortgages and HIV Life Assurance. They can be contacted by phone: 0845 474 3075 or web: http://www.unusualrisks.co.uk/

Compass, the medical financial advisers are very proud to announce the launch of a new insurance brand called ‘Unusual Risks’ that is specifically for people looking for insurance products in unusual circumstances. The service is specifically designed for those with pre-existing medical conditions, hazardous occupations and higher risk pastimes.

Unusual Risks will utilise Compass’s vast experience gained whilst providing financial products within the community and people living with HIV to assist people seeking insurance who have been diagnosed with medical conditions. By introducing a separate service the aim is to insure that people are offered focused advice and tailored products for their specialised needs.

Chris Morgan, Marketing Manager of Unusual Risks, Says

‘We are very proud to now be offering this new service for people with pre-existing medical conditions. Our advisers have found that insurance premiums and policy conditions can vary widely for people living with per existing illnesses. In many cases we have found people applying for insurance have been over charged, or offered terms which can be bettered elsewhere’.

Chris Continued,

‘Our aim is to insure that people are offered the fairest deal when applying for Insurance and Mortgage products. We promise to source products from the whole of the market and look at every possible option before recommending products to clients. It is our mission to fight for fairness for all people who need insurance products.’

We have great experience of finding Life Assurance, Income Protection and Critical Illness Cover for people with Asthma, Cancer, Depression, Diabetes, Family History, High Blood Pressure, High Cholesterol, HIV, Overweight, Stress, Stroke, Ulcers. People with pre-existing medical conditions need specialist advice for their circumstances.

Unusual Risks are also promising to help people in hazardous occupations and higher risk pastimes such as Airline Pilots, Ambulance Drivers, Cabin Crew, Camera, Operators, Farmers, Fishermen, HGV lorry drivers, and those working at heights. Plus Pastimes abseiling, caving, hang gliding, mountaineering, parachuting, rock climbing, sailing, scuba diving, sky diving.

If you require more information on Unusual Risks Mortgage & Insurance Services  on 0845 474 3075, or email atEnquiries@unusualrisks.co.uk and on the web www.unusualrisks.co.uk

We’re a company of financial advisers born out of the prejudice and discrimination that can exist in the financial world today. In our experience your health status, occupation, hobbies and credit history can seriously influence the price that you are asked to pay for financial products.

We are absolute specialists at looking after people who are affected by pre-existing medical conditions, higher risk occupations, adventurous pastimes and poor lending decisions. Our job is to make sure that you get the very best deal for your circumstances.

Our advisers are experienced at finding Life Assurance, Critical Illness Cover, Income Protection and Mortgages for people in unusual circumstances. If you feel you are being overcharged, or being subjected to unnecessary terms and condition then you should give us a call.

Here’s some of the ‘Unusual’ Circumstances in which we are able to help.

Medical

Our aim is to find insurance cover for people with pre-existing medical conditions at reasonable and affordable premiums: Asthma, Cancer, Depression, Diabetes, Family History, High Blood Pressure, High Cholesterol, HIV, Overweight, Stress, Stroke, Ulcers.

Occupations

We also promise to help people in hazardous occupations find comprehensive cover at an affordable price: Airline Pilots, Ambulance Drivers, Cabin Crew, Camera Operators, Farmers, Fishermen, HGV Lorry Drivers, and those Working at Heights).

Pastimes

We are also able to help those partaking in higher risk pastimes find reasonable premiums and fair terms and conditions: Abseiling, caving, hang gliding, mountaineering, parachuting, rock climbing, sailing, scuba diving, sky diving.

Mortgages

Mortgages have become increasingly difficult to find since the credit crunch and many people are finding it almost impossible to raise credit: We also have a great experience of finding Self Employed, Buy to Let, Capital Raising and Let and Buy mortgages.