We’re a company of financial advisers born out of the prejudice and discrimination that can exist in the financial world today. In our experience your health status, occupation, hobbies and credit history can seriously influence the price that you are asked to pay for financial products.
We are absolute specialists at looking after people who are affected by pre-existing medical conditions, higher risk occupations, adventurous pastimes and poor lending decisions. Our job is to make sure that you get the very best deal for your circumstances.
Our advisers are experienced at finding Life Assurance, Critical Illness Cover, Income Protection and Mortgages for people in unusual circumstances. If you feel you are being overcharged, or being subjected to unnecessary terms and condition then you should give us a call.
Here’s some of the ‘Unusual’ Circumstances in which we are able to help.
Medical
Our aim is to find insurance cover for people with pre-existing medical conditions at reasonable and affordable premiums: Asthma, Cancer, Depression, Diabetes, Family History, High Blood Pressure, High Cholesterol, HIV, Overweight, Stress, Stroke, Ulcers.
Occupations
We also promise to help people in hazardous occupations find comprehensive cover at an affordable price: Airline Pilots, Ambulance Drivers, Cabin Crew, Camera Operators, Farmers, Fishermen, HGV Lorry Drivers, and those Working at Heights).
Pastimes
We are also able to help those partaking in higher risk pastimes find reasonable premiums and fair terms and conditions: Abseiling, caving, hang gliding, mountaineering, parachuting, rock climbing, sailing, scuba diving, sky diving.
Mortgages
Mortgages have become increasingly difficult to find since the credit crunch and many people are finding it almost impossible to raise credit: We also have a great experience of finding Self Employed, Buy to Let, Capital Raising and Let and Buy mortgages.