Category Archives: HIV Mortgages

Unusual Risks have made national headlines on the IFA online website with their HIV Life Assurance Survey 2011. Chris Morgan, their Marketing Manager who is known for campaigning on behalf of the Gay and HIV communties over Life Assurance and Mortgage issues has been quoted extensively in the article. http://www.ifaonline.co.uk/cover/news/2125376/hiv-enters-insurance-mainstream Unusual Risks Mortgage & Insurance advisers […]

HIV Life Assurance  is the term used for Life Assurance polices taken out by HIV positive people. In the past there has been discrimination by the mortgage and insurance industry towards HIV+ people, particularly in regards to compulsary blood testing and unecessary personal questions.   If you are HIV Positive and are in any doubt with regards to the requirements […]

Unusual Risks have made national headlines in the FT Adviser this last week with their HIV Life Assurance Survey 2011. Chris Morgan, their Marketing Manager who is known for campaigning on behalf of the Gay and HIV communties over Life Assurance and Mortgage issues has been quoted extensively in the article. http://www.ftadviser.com/2011/11/15/insurance/life-assurance/hiv-insurance-needs-still-unmet-kYf0hlMZiNXdPPIQbaNE8H/article.html Unusual Risks Mortgage & […]

Unusual Risks, the medical financial advisers are today announcing the results of their HIV Life Assurance survey 2011. After contacting all of the major Life Assurance providers in the UK, they can now report that 50%* of insurers are now offering some form of HIV Life Assurance.  Even though half of the major insurance companies […]

Unusual Risks the HIV Mortgage & Insurance Advisers are soon to bring you the HIV Life Assurance Survey 2011 … Stay tuned for information about all the HIV Life Insurance providers and their service standards. Unusual Risks are Mortgage and Insurance Advisers to the HIV Community and may be reached by phone 0845 474 3075, email enquiries@unusualrisks.co.uk  or their website can be found at  http://www.unusualrisks.co.uk/

It has recently been brought to our attention that some of our HIV Positive clients are coming under ‘severe’ pressure to take out Life Insurance through their bank, instead of their financial adviser. This has especially been apparant when people are renewing business banking facilities. In one recent case our client was being offered multiple […]

HIV Insurance is taken out by people living with HIV to protect both themselves and their possessions. Types of HIV Insurance taken out by the HIV community  in the past include Travel Insurance, Unemployment Cover, Level Term Assurance and Decreasing Term Assurance. The UK  Insurance Industry has not been very friendly towards HIV Positive people in the past. Up until […]

Compass, the gay financial advisers are today re-launching Positive Finance the HIV finance magazine as an online blog. The new online publication will once again be edited by Chris Morgan and will focus on improving the financial landscape for HIV people.  Positive Finance was originally introduced in 2001, as a response to the discrimination faced […]

Unusual Risks are offering the ‘Little Book of Protection’ free to anyone who subscribes to their websites, or newsletters. They now have a number of websites dedicated to looking after the Mortgage & Insurance needs of the HIV community, including their company website http://www.unusualrisks.co.uk/ They also are main sponsors to HIV Finance magazine http://www.positivefinance.info/  and the Positive Finance news blog http://www.positive-finance.info/ […]

READ ABOUT HIV LIFE ASSURANCE IN BASELINE WITH NEW COLUMNIST CHRIS MORGAN ‘Seven years ago in the HIV community press I publically issued a challenge to the Life Insurance Industry to insure HIV Positive people’. ‘It wasn’t so much as a challenge at the time, more of a dare’ Chris Morgan has been a leading […]