{"id":1537,"date":"2023-02-14T04:56:35","date_gmt":"2023-02-14T04:56:35","guid":{"rendered":"http:\/\/unusual-risks.co.uk\/?p=1537"},"modified":"2023-02-14T04:56:35","modified_gmt":"2023-02-14T04:56:35","slug":"unusual-risks-launch-new-co-risk-life-insurance-service-for-hiv-community","status":"publish","type":"post","link":"https:\/\/unusual-risks.co.uk\/?p=1537","title":{"rendered":"\u2018Unusual Risks Launch New \u201cCo-Risk\u201d Life Insurance Service For HIV Community\u2019\u00a0\u00a0…"},"content":{"rendered":"\n

<\/a>Unusual Risks, the Specialist Life Insurance Advisers to the HIV Community, are today announcing the introduction of their \u201cCo-Risk\u201d Life Insurance service for people who would have previously been deemed uninsurable by the Life Insurance Industry. Even if people have been declined in the past, they are welcome to contact us about the new products that are now available.<\/a><\/p>\n\n\n\n

Over the last two years we have been working with Life Insurance Companies to create more accessible products for people living with HIV, specifically for those who have been diagnosed with other \u201cCo-Risk\u201d medical conditions \u2013 such as HIV with<\/strong> Hepatitis B, Hepatitis C, Diabetes Type 1, Diabetes Type 2, Syphilis and Tuberculosis<\/strong> \u2013 plus a host of other medical conditions.<\/p>\n\n\n\n

Speaking about \u201cCo-Risk\u201d Life Insurance, Chris Morgan, Lead Financial Adviser of Unusual Risks said \u2026<\/strong><\/p>\n\n\n\n

\u201cThere are a significant number of people living with HIV that have been declined by UK Life Insurance Companies over the last two decades \u2013 that we are now able to insurer. We have successfully been securing Life Insurance cover for many groups of people that have been turned away by the insurance industry in the past\u201d.<\/em><\/a> <\/em><\/em><\/p>\n\n\n\n

Chris Continued \u2026<\/strong><\/p>\n\n\n\n

\u201cMany applicants would have been declined for cover, without any reasonable explanation from the companies involved. Which caused significant anxiety and stress, particularly if they were applying for mortgages whilst buying a property or new home. We have been working hard to ensure that these people are no longer excluded by the insurance industry\u201d.<\/em><\/p>\n\n\n\n

Chris Morgan and Unusual Risks have campaigned on behalf of the HIV Community for over two decades, firstly for the introduction of HIV Life Assurance, followed by the lengthening of policy terms and then, most recently, he reduction of monthly premiums. Their most recent success is securing \u201cCo-Risk\u201d Life Insurance terms for people living with HIV, who also have other significant medical conditions such as Hepatitis, Diabetes, Syphilis and Tuberculosis.<\/p>\n\n\n\n

Unusual Risks are very proud to have played the lead role in improving the accessibility of financial products for people with HIV over the last fourteen years and will continue to work on behalf of the community to secure better products. They are now able to guarantee all people living with HIV between the ages of 18 and 64, access to some form of Life Insurance.<\/p>\n\n\n\n

Unusual Risks are the U<\/strong><\/em>K\u2019s leading financial advisers offering advice to clients living with HIV or Hepatitis on <\/strong><\/em>HIV Life Assurance, HIV Life Insurance, HIV Mortgages, Hepatitis C Life Assurance, Hepatitis C Life Insurance, Hepatitis C Mortgages.<\/strong><\/em><\/p>\n\n\n\n

They are also the UK\u2019s leading experts at planning Life Assurance and Mortgages for HIV Positive Families and are able to assist HIV Positive people looking for advice on their Pensions and Investments.<\/strong><\/em> *Please note Income Protection and Critical Illness is not currently available to people living with HIV.<\/strong><\/em><\/p>\n\n\n\n

For more information about these services please contact <\/strong><\/em>Unusual Risks Mortgage & Insurance Services by phone 0845 474 3075. <\/strong><\/em>Email <\/strong><\/em>Enquiries@unusualrisks.co.uk<\/strong><\/a> or visit us online at <\/strong><\/em>http:\/\/www.unusualrisks.co.uk\/<\/a><\/strong>web <\/em><\/strong>www.unusualrisks.co.uk<\/em><\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Unusual Risks, the Specialist Life Insurance Advisers to the HIV Community, are today announcing the introduction of their \u201cCo-Risk\u201d Life Insurance service for people who would have previously been deemed uninsurable by the Life Insurance Industry. Even if people have been declined in the past, they are welcome to contact us about the new products […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15,3,12,2],"tags":[],"class_list":["post-1537","post","type-post","status-publish","format-standard","hentry","category-hiv-finance","category-hiv-life-assurance","category-hiv-life-insurance","category-unusual-risks"],"_links":{"self":[{"href":"https:\/\/unusual-risks.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/1537","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/unusual-risks.co.uk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/unusual-risks.co.uk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/unusual-risks.co.uk\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/unusual-risks.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1537"}],"version-history":[{"count":1,"href":"https:\/\/unusual-risks.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/1537\/revisions"}],"predecessor-version":[{"id":1538,"href":"https:\/\/unusual-risks.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/1537\/revisions\/1538"}],"wp:attachment":[{"href":"https:\/\/unusual-risks.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1537"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/unusual-risks.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1537"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/unusual-risks.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1537"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}