Reference Guide By Chris Morgan (First Published December 2019, with Latest Update September 2024) Simply scroll down for the product type you are looking for in the following sections. Section 1 – Who are Unusual Risks? Unusual Risks are the UK’s leading HIV Life Assurance, HIV Income Protection and HIV Critical Illness advisers. Our Lead … Continue reading HIV Insurance Guide – HIV Life Insurance, HIV Mortgage Insurance, HIV Whole of Life Assurance, HIV Income Protection, HIV Critical Illness Cover.