Category Archives: Unusual Risks

HIV Life Insurance, Critical Illness Cover, Income Protection Guide – “Better Than Best Advice”

Unusual Risks the Medical Financial Advisers and our lead financial adviser Chris Morgan having been serving the HIV Community for over 20 years. During this time Chris was the person that campaigned and secured Life Insurance products for people living with HIV ….. Better Than Best Advice “Better than best advice” is where there is […]

Also posted in Critical Illness Cover, HIV Finance, HIV Life Assurance, HIV Life Insurance, HIV Mortgages | Comments closed

HIV Life Assurance – HIV Life Insurance – Ten Year Anniversary – Product Providers

Unusual Risks, financial advisers to the HIV Community are today announcing the results of their latest HIV Life Insurance Survey. After contacting the major Life Assurance providers in the UK, they can now report that 70% of insurers are now offering some form of HIV Life Assurance, which is a slight reduction from 75% recorded in last […]

Also posted in HIV Finance, HIV Life Assurance, HIV Life Insurance | Comments closed

HIV Life Insurance – HIV Life Assurance – Better Premiums and Longer Terms Available …

By Chris Morgan Throughout the last 10 years, since the launch of HIV Life Assurance in 2009, I have seen a number of changes in the way that Life Insurance cover has been offered to applicants living with HIV. The original policies offered between 2009 to 2013 were for limited terms only of between 5 […]

Also posted in HIV Finance, HIV Life Assurance, HIV Life Insurance, HIV Mortgages | Comments closed

HIV Life Assurance 10 Year Anniversary – Sum Assured

Unusual Risks, Financial Advisers to the HIV Community have today published the results of their tenth annual research into the Average and Sum Assured of Life Assurance that HIV Positive men and women are insuring themselves for. Currently HIV Positive people who are taking out Life Assurance in the UK are insuring themselves for an average of £140,516*.  […]

Also posted in HIV Life Assurance, HIV Life Insurance, HIV Mortgages | Tagged , , , , | Comments closed

HIV Insurance Survey 2018 … HIV Life Insurance and HIV Life Assurance

Unusual Risks, the medical financial advisers are today announcing the results of their latest HIV Life Insurance Survey. After contacting the major Life Assurance providers in the UK, they can now report that 75% of insurers are now offering some form of HIV Life Assurance. This is the eighth year that Unusual Risks have surveyed the availability […]

Also posted in HIV Finance, HIV Life Assurance, HIV Life Insurance, HIV Mortgages | Comments closed

HIV Professionals – Financial Services Survey Results 2018

Unusual Risks, the medical financial advisers have today published the results of their new HIV Professionals – Financial Services Survey. They collected research and data during their year long HIV & Finance Tour and HIV Professionals were asked relevant questions about the accessibility to Financial Products for their service users. The results of the survey […]

Also posted in Critical Illness Cover, Expatriate Life Insurance, HIV Finance, HIV Life Assurance, HIV Life Insurance | Comments closed

HIV Life Assurance & HIV Life Insurance & HIV Critical Illness Cover* – Part 1

The HIV Community seems to be heading into unchartered waters in regards to Life Insurance and advice recently? This week a client called my office after trying to buy Life Insurance from five different places, they had not had a good experience! We couldn’t help expressing our frustration? “Why on earth would you approach a […]

Also posted in Critical Illness Cover, HIV Finance, HIV Life Assurance, HIV Life Insurance, HIV Mortgages, Income Protection | Comments closed

MONEY MATTERS COLUMN – SUMMER 2018 – HIV & FINANCE

Chris Morgan’s “MONEY MATTERS” HIV & Finance Column is now available online. His column now has a syndicated readership of 20,000 across HIV organisations in the UK. This includes 3,500 printed, which we aim to grow to 5,000 every issue between now and the end of the year. Currently our printed publication is stocked by […]

Also posted in HIV Life Assurance, HIV Life Insurance, HIV Mortgages | Comments closed

Average HIV Life Assurance 2018 ……

Unusual Risks, the medical financial advisers have today published the results of their annual research into the average and Sum Assured of Life Assurance that HIV Positive men and women are insuring themselves for. Currently HIV Positive people who are taking out Life Assurance in the UK are insuring themselves for an average of £125,933. In previous survey’s […]

Also posted in Critical Illness Cover, HIV Finance, HIV Life Assurance, HIV Life Insurance, HIV Mortgages | Comments closed

HIV & INSURANCE SURVEY 2017 … HIV Life Insurance and HIV Life Assurance

Unusual Risks, the medical financial advisers are today announcing the results of their latest HIV Insurance Survey. After contacting all of the major Life Assurance providers in the UK, they can now report that 75% of insurers are now offering some form of HIV Life Assurance. This is the seventh year that Unusual Risks have […]

Also posted in HIV Finance, HIV Life Assurance, HIV Life Insurance, HIV Mortgages, Uncategorized | Comments closed