Category Archives: Income Protection

Positive Finance Edition 2 – HIV Life Insurance, HIV Life Assurance, Income Protection, Critical Illness Cover …

“Privacy & Disclosure”! by Chris Morgan Life Insurance was introduced for people living with HIV over a decade ago and as mentioned in my previous column, the Insurance Industry is still yet to offer Income Protection and Critical Illness Cover. Unusual Risks are at the forefront of campaigning for change in this complicated area. Within […]

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Positive Finance Edition 1 – HIV Life Insurance, Life Assurance, Income Protection, Critical Illness Cover …

“A Decade Is Long Enough”! By Chris Morgan I still get many comments about how my regular weekly and monthly resident columns are missed from Pink Paper, Positive Finance and Baseline Magazines. I’ve been writing for national press and media regarding LGBT and HIV financial issues for 20 years, which is of course as long […]

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HIV Life Insurance, Critical Illness Cover, Income Protection Guide – “Best Premium Comparison”

Unusual Risks the Medical Financial Advisers and our lead financial adviser Chris Morgan having been serving the HIV Community for over 20 years. During this time Chris was the person that campaigned and secured Life Insurance products for people living with HIV ….. Best Premium Comparison Over the last decade there have been several “generations” […]

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HIV Life Assurance & HIV Life Insurance & HIV Critical Illness Cover* – Part 1

The HIV Community seems to be heading into unchartered waters in regards to Life Insurance and advice recently? This week a client called my office after trying to buy Life Insurance from five different places, they had not had a good experience! We couldn’t help expressing our frustration? “Why on earth would you approach a […]

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Unusual Risks Featured In Financial Times – FT Adviser – HIV Life Assurance

Unusual Risks have recently been featured in the Financial Times – FT Adviser Newspaper, which is the UK’s leading Financial Industry publication. We are very grateful to FT Adviser, for their continued support on HIV and Insurance issues. This article features our recent HIV and Insurance Survey where we established 72% of insurers are now offering […]

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HIV and Insurance Survey 2015 …

Unusual Risks are currently reaching out across the UK HIV Community and asking people to complete our latest survey … We are currently representing the HIV Community in round table discussions with members of the Association of British Insurers (ABI), which are focused on improving the treatment of HIV Positive people by the UK Insurance […]

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National Diversity Awards 2015 …

Unusual Risks are very proud to announce that we have been nominated for a National Diversity Award. http://www.nationaldiversityawards.co.uk/ We are included in the category of “Diverse Company of The Year” for our work relating to HIV and Insurance and our campaign to secure the improved treatment of HIV Positive people by the Insurance Industry. Unusual Risks […]

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Could IPP & CIC be possible for HIV Positive people? …

Unusual Risks, the medical financial advisers are today announcing the second part of their survey into the Income Protection and Critical Illness Cover needs of the HIV Community. In a recent study they established that 90% of respondents would consider taking out Income Protection or Critical Illness Cover if it became available in the market […]

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Life Assurance and Critical Illness Cover for people living with HIV …

Unusual Risks the UK’s leading HIV Life Assurance advisers are currently campaigning to secure Income Protection and Critical Illness Cover for people living with HIV … Campaigning on behalf of the HIV Community is not something new for Unusual Risks and in particular our lead financial adviser Chris Morgan, who campaigned for over 10 years […]

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90% of HIV Positive People Would Consider Income Protection or Critical Illness Cover …

Unusual Risks, the medical financial advisers are today announcing the first part of the results of their survey into the Income Protection and Critical Illness needs of the HIV Community. In this latest survey they have established that 90% of respondents would consider taking out Income Protection or Critical Illness Cover if it became available […]

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